Imagine going to sell your home only to find out that there is an open second mortgage on the home from the previous owner. You may have never known anything about it or thought was paid off when you originally purchased the home, but the reality is that it is still an open lien on … Read More
Imagine closing on your new home, moving in, and getting settled. Things seem perfect, but then out of the blue a long-lost relative of the estate comes to claim ownership of your property and the court agrees that the relative is the legal owner! Without an owner’s title insurance policy not only will you no … Read More
Buying a home is an exciting and emotional time for many people. To help you buy your home with more confidence, make sure you get owner’s title insurance. Here’s why it’s so important for you. 1. Protects Your Largest Investment A home is probably the single largest investment you’ll make in your life. You insure … Read More
You tell a peer that you are overwhelmed with your job, life, everything. And what do they recommend? Make a “to-do” list! Brilliant! Problem solved. End of blog post! Nope. Don’t get me wrong, lists are great; they keep us organized and on task, and help us keep things in perspective. We can make list, … Read More
Come and celebrate with the Smarties at the grand opening of our new TitleSmart Forest Lake closing office location on Thursday, November 3rd from 3:00 – 5:00 P.M.! RSVP via our Facebook event page: Forest Lake Ribbon Cutting Ceremony Light appetizers, refreshments and snacks will be served. *** Ribbon cutting ceremony at 3:30 P.M. We … Read More
Everyone interprets leadership a little differently, depending on our background, age, environment, and position. From a millennial’s perspective, TitleSmart’s leadership has empowered me to excel. Many people think millennials are high maintenance and entitled, but the young professionals at TitleSmart prove that is not the case. What most people miss when they “try to deal … Read More
Two words: title insurance. We get asked all the time what title insurance is, and it’s very simple; title insurance protects your title after a real estate transaction takes place. Our team does an impeccable job making sure that the title is clear before signing it over in the closing, but there are times when … Read More
Here’s a Title Tip for drafters of documents to chew on: We’ve had a few rejections of documents (especially Torrens docs, where the Registrar pays close attention to this sort of thing) where an Affidavit (including a Certificate of Trust) is rejected because, instead of saying “Subscribed and sworn to before me”, it has an … Read More
In a world of multitasking and mobility, it is expected that a business offer free WiFi to their clients. Most of us rely on our smartphones and laptops to get work done when we are out of the office. With that being said, allowing guests convenient access to WiFi is a must for any … Read More
E-mail misunderstandings happen all the time! I bet you can think of a handful of times when either you misunderstood someone’s e-mail tone or someone misunderstood yours. E-mail correspondence is a craft and there are many ingredients that make up a recipe for e-mail success. “The Little Things” I talk about “the little things” … Read More