Settlement vs. Mortgage Statements: Why is the payoff on my settlement statement higher than the balance on my mortgage statement?

February 9, 2022General, Inspiration and Fun

You’re selling your home or refinancing your mortgage and at closing, you see that the payoff amount is a bit higher than the principal balance. Why don’t the two numbers match up? This is a common question we receive. Here’s the relatively simple answer. The number you see on your mortgage statement is the principal … Read More

Goal Setting for The Year

January 13, 2022Business, General, Inspiration and Fun, Prof. Development

I attribute TitleSmart’s success to positive thinking, strategic decision-making, and straight up hard work. And a great way to set yourself up for a successful year is through thoughtful goal setting. Goals should be both personal and professional! Push yourself to dig deep and don’t be afraid to set BIG goals! So, how can you … Read More

The Benefits of Being a Smartie

July 6, 2021Business, General, Inspiration and Fun, Prof. Development

Here at TitleSmart, we are incredibly grateful for our hard-working and dedicated employees. And we show our appreciation through a robust benefits program that includes comprehensive medical and dental insurance, a life insurance benefit policy, gym membership subsidies, and homebuying discounts, just to name a few. Everybody knows that one of the most important aspects … Read More

Combating The Winter Blues

January 6, 2021General, Inspiration and Fun

  Midwest winters are not for the faint of heart—especially in “Minnesnowta” where a foot of snow can fall one day, and the wind chill temps can rival Antarctica the next. Getting through the cold and dark season, which usually feels like it spans half the year from October to April rather than its allotted … Read More