The Federal Housing Administration (FHA), Fannie Mae, and Freddie Mac are backing larger mortgages now that the 2020 loan limits have gone into effect. The higher loan limits went into effect on January 1, 2020. The Federal Housing Finance Agency (FHFA) made the announcement in November 2019 that it would begin allowing mortgage borrowers … Read More
TitleSmartING: a verb meaning to excel at ALL things title! And that is exactly what our #Smarties do each day at TitleSmart. As we approach our 13th year in business (April 1st!) we are proud to look back on how we have been able to continue to enhance the customer experience and grow exponentially as … Read More
Researchers at First American Financial Services looked at how the U.S. housing market has fared historically during recessions. Based on past data, the next recession is unlikely to trigger a major housing downturn. Read the full story here.
The health and safety of our staff and clients we serve is always our top priority here at TitleSmart. Our operations team is closely monitoring the guidelines from the CDC and making changes as needed. We would like to inform you of some of our plans for addressing the COVID-19 situation and to let you … Read More
iBuyers are increasing their market share in some U.S. markets, finds a new Redfin analysis. iBuyers purchased 3.1 percent of homes in 18 markets during the third quarter of 2019. This figure marked a 1.6 percent increase in the market share for iBuyers since a year earlier. Read the full story here.
Baby Boomers, the second largest generation behind the millennials, have already started aging into retirement. In the coming years, a flood of homes that are currently owner-occupied are expected to hit the market. The phenomenon, coined the Silver Tsunami, could help ease the inventory drought that has plagued the U.S. housing market in recent … Read More
A new forecast from Realtor.com predicts an uncertain year for U.S. housing markets as changing economic and political conditions impact the country. The U.S. housing market will continue to slow in 2020 as housing inventory declines to historic lows and economic uncertainty causes consumers to reduce their spending even further, according to the Realtor.com … Read More
Since day one, TitleSmart has understood the importance of an outstanding customer experience. We do everything with the customer in mind. If you are struggling in this department, here are 5 easy ways to start improving your customer’s experience today! Have a Warm and Inviting Office Tan is the new white! The first thing … Read More