It’s surprising how often buyers, sellers, real estate agents, and mortgage loan officers ask us why the title company needs a certified copy of a divorce decree for recording to close a transaction. It may seem odd, but this is completely understandable and very common. A question we always get is, “The property has already … Read More
When closing on a home, you have a choice of which title company to work with. You may not know it, but you can pick your title company. It’s an important fact that not all title companies are created equal. Closing on your home is a BIG deal, and it is important you feel that … Read More
We are kicking off part 5 of our blog series, “Closing Explained”. I want to write on a topic that can be very foreign to clients. This week I will be explaining the closings costs that go along with closing on the sale of your property. Many of these costs can seem confusing or are … Read More
This week on “Closing Explained,” I will be explaining the different types of deeds you are able to use to go into title on your property. There are seven different types of deeds in the state of Minnesota. Today we will touch on the three most commonly used deeds. All Minnesota Deeds: Warranty Deed Limited … Read More
We are kicking off part 3 of our blog series, “Closing Explained.” This week, we’re going to explain what title insurance is and why you need it. Some of you may be wondering, what’s the purpose of a title company? Don’t they just notarize documents? That’s a fair question, but there is so much more … Read More
I am so excited to continue our new blog series “Closing Explained.” This blog kicks off part two of the series, and this week we will be discussing what it means to homestead your property which is commonly referred to as “Homesteading.” The term, Homesteading, is unfamiliar to those not in the real estate industry, … Read More
Closing on your home is a BIG deal!™ It might be surprising to know that a lot of clients aren’t even sure what to expect from their real estate closer, or even the closing itself. We at TitleSmart would love for our clients to understand their closing process, instead of feeling like they are in … Read More
In Maslow’s Hierarchy of Needs, after our basic needs of sustenance, shelter, and safety are met, we turn our focus to finding love and belonging. It’s just human nature to want to be accepted and be part of a community, but often times we have a specific idea about the kind of person that others … Read More
In tune with last week’s blog post, I would love to talk more about the power of audio. It’s amazing how much of a difference something, as small as an app on your phone, can make. Meditation has always been a goal of mine, but I’ve always felt like I had something more important to … Read More
These days it feels like fitting in “me time” can be impossible. It’s difficult to remind ourselves to slow down, unwind, and do something we enjoy. Lately, I have been using my “me time” to listen to audiobooks. The great thing about audiobooks is that you can listen to them any time. I like to … Read More