What does growth mean to you? As one of our TitleSmart Core Values, growth is an essential part of not only our business model but also in the way we think about our staff and their goals. Focusing on creating a growth mindset can give you a clear direction for your personal and professional goals. … Read More
Wow, can you believe it is already 2019?! With 2018 behind us (and what an amazing year it was!) I believe as a company we should choose to look forward into the year by reminding ourselves of the little things that make a BIG difference. Towards the end of last year, I was reminded of … Read More
Do what you say you are going to do: I was thinking about this a lot in the last week when noticing that my own schedule was rather hectic with commitments after work each day. I’m usually very careful to not overbook my calendar after work hours. I cherish my down time at home so … Read More
When closing a real estate purchase through a title company, the buyer is given the option to purchase an Owner’s Title Insurance Policy. The title company will produce a report called a “title commitment.” Within this commitment will be requirements that need to be met in order to insure title. The title commitment may show, … Read More
As a title insurance company, our purpose is to offer title insurance for a premium to both lenders and purchasers. However, you would be shocked at how many of our clients don’t understand what title insurance is. They just know they need to go to a title company to finalize their real estate transaction. So, … Read More
It’s surprising how often buyers, sellers, real estate agents, and mortgage loan officers ask us why the title company needs a certified copy of a divorce decree for recording to close a transaction. It may seem odd, but this is completely understandable and very common. A question we always get is, “The property has already … Read More
When closing on a home, you have a choice of which title company to work with. You may not know it, but you can pick your title company. It’s an important fact that not all title companies are created equal. Closing on your home is a BIG deal, and it is important you feel that … Read More
We are kicking off part 5 of our blog series, “Closing Explained”. I want to write on a topic that can be very foreign to clients. This week I will be explaining the closings costs that go along with closing on the sale of your property. Many of these costs can seem confusing or are … Read More
This week on “Closing Explained,” I will be explaining the different types of deeds you are able to use to go into title on your property. There are seven different types of deeds in the state of Minnesota. Today we will touch on the three most commonly used deeds. All Minnesota Deeds: Warranty Deed Limited … Read More
We are kicking off part 3 of our blog series, “Closing Explained.” This week, we’re going to explain what title insurance is and why you need it. Some of you may be wondering, what’s the purpose of a title company? Don’t they just notarize documents? That’s a fair question, but there is so much more … Read More